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Policy Loans and Equity
earliest.) This practice was abandoned in the 1870's be- cause dividends were not sumcient to repay the ... Orleans v. New York Life Insurance Company, 216 U.S. 517. The Court noted that a policy loan creates ...- Authors: David R Carpenter, Michael Cowell, L Blake Fewster, Robert H Jordan, Wilfred A Kraegel, Donald B Maier, John C Maynard, Arthur R McMurrich, David E Morrison, C Norman Peacor, Harry Ploss, James Reiskytl, Lewis P Roth, Claude Thau, Robert C Tookey, Charles L. Trowbridge, Henry S. Huntington
- Date: Oct 1977
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Life Insurance; Public Policy
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Mandated Risk-Based Surplus
Recent actuarial literature -- Canada: MCCSR -- U.S.: Minnesota, New York, other state requirements - ... -- Canada: CLHIA and Compensation Corporation - U.S.: NAIC Risk-basedCapital Working Group • Limitations ...- Authors: Michael Cowell, Dennis Lauzon, Frederick Yosua, Michael L Zurcher, Owen A. Reed
- Date: Oct 1991
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Public Policy
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Product Development in the Age of Risk-Based Capital
overstatingRBC by a small amount unlessyou're pricing an annuity. When you sell an insuranceproduct, there is generallysome ... RBC - S where S = surplusgenerated from the insuranceoperation. Substitu'dngCF + _ for A, and S + C_for ...- Authors: Michael Cowell, A Hemphill, Robert W Omdal, Application Administrator, John Dawson
- Date: Oct 1993
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Financial Reporting & Accounting>Statutory accounting; Public Policy
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Report of the Task Force on Mutual Life Insurance Company Conversion
another company, the new, nonpolicyholder investor(s). Given that the process must involve the voluntary ... Company Conversion from its Individual Life and Annuity Subcommittee." A copy of this report with such ...- Authors: Michael H Berkowitz, Michael Cowell, John H Elken, Charles Greeley, Curtis E Huntington, Robin B Leckie, Robert D Lowden, Application Administrator, James Murphy, Henry Ramsey, Lewis P Roth, Robert Shapiro, Walter Shur, Edward J Slaby, James A Tilley, James L Wertheimer, Harry D. Garber, steve smith
- Date: Oct 1987
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Financial Reporting & Accounting; Public Policy